Terms of Use (End User License Agreement) — wiser.

Effective date: 2026-09-24 Last updated: 2026-09-25

In this document, "App" means the iOS app listed on the App Store as wiser: call your shots and shown on your home screen as wiser. (previously "Wiser"), including its updates. Any mention of wiser, wiser. or Wiser refers to the same app.

These Terms of Use ("Terms") are an agreement between you and Dilara Karabey, sole proprietor, Segmenler Mah. 932 Sokak 4/5, 06830 Gölbaşı, Ankara, Türkiye ("we", "us"), for the wiser. iOS app (the "App"). By downloading or using the App you agree to these Terms. If you don't agree, don't use the App.

If you are a consumer, nothing in these Terms limits rights you have under mandatory consumer law where you live.

1. Apple

You acknowledge that these Terms are between you and us only, not with Apple Inc. ("Apple"). We, not Apple, are solely responsible for the App and its content. These Terms do not provide for usage rules that conflict with the Apple Media Services Terms and Conditions (the "Usage Rules") as of the date you accept them.

2. What the App is

The App is a personal decision-training tool. A "bet" in the App means a private, falsifiable prediction you make about your own future, with a probability you choose.

• No gambling. The App involves no money wagering, no stakes, no odds markets, no prizes, no redeemable points and no betting against other people. Nothing in the App has cash value.
• Not advice. The App does not provide financial, investment, legal, medical, psychological or other professional advice. Scores, statistics and bias cards describe your own entries and are educational. Decisions you make remain yours. For important matters, consult a qualified professional.

3. Eligibility

You must be at least 16 years old to use the App.

4. License

We grant you a limited, non-exclusive, non-transferable, revocable license to use the App on Apple-branded products that you own or control, as permitted by the Usage Rules, including use by other accounts associated with you through Family Sharing or volume purchasing where enabled. You may not:

• copy, modify, distribute, sell or sublicense the App;
• reverse engineer, decompile or disassemble the App, except where applicable law expressly allows it despite this restriction;
• circumvent purchase verification or access Premium features without a valid subscription;
• use the App for any unlawful purpose.

All rights not expressly granted are reserved. The App, its design, text, graphics and software are owned by us or our licensors.

5. Your content

You own everything you write in the App. It is stored on your device, not on our servers, and we have no access to it. You are responsible for your device and its backups; if you delete the App or lose your device without a backup, your content may be lost and we cannot recover it. You are responsible for making sure that anything you record about other people is lawful.

6. Free and Premium

Free: core features, including making and locking up to 10 bets per calendar month, and resolving, updating and viewing all your existing bets without limit.

Premium (auto-renewing subscription): removes the monthly limit and unlocks additional features described in the App. Features may change over time; we won't remove a core Premium feature you've paid for during a paid period without a reasonable replacement or a way to cancel.

7. Subscriptions and payment

• Price. Premium costs US$4.99 per month or the local price shown in the App Store before purchase. Prices shown in the App Store at the time of purchase apply and include applicable taxes where required.
• Introductory offer. Eligible new subscribers can pay US$0.99 (or the local price shown) for the first month. Eligibility is determined by Apple, usually once per Apple ID per subscription group.
• Auto-renewal. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically at the then-current regular price unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period.
• Reminder. If you allow notifications, the App reminds you about 3 days before your introductory month ends.
• Cancel anytime in Settings → your name → Subscriptions on your device. Cancellation takes effect at the end of the current paid period.
• Price changes follow Apple's rules, including notice and, where required, your consent.
• Refunds are handled by Apple under its policies (reportaproblem.apple.com). We cannot issue refunds for App Store purchases. If you are a consumer in the EU, UK or Türkiye, you may have a statutory right of withdrawal for digital purchases; because you buy from Apple, withdrawal requests are handled by Apple under its terms and applicable law.

8. Maintenance and support

We are solely responsible for providing maintenance and support for the App, as specified in these Terms or as required by law. Apple has no obligation to provide any maintenance or support for the App. Contact: email us.

9. Warranty

To the extent permitted by law, the App is provided "as is". We don't promise the App will be error-free or uninterrupted, or that its statistics will make your decisions better.

If the App fails to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price for the App (if any) to you. To the maximum extent permitted by law, Apple has no other warranty obligation with respect to the App. Any other claims, losses, liabilities, damages, costs or expenses attributable to a failure to conform to a warranty are our sole responsibility, to the extent they cannot be disclaimed under applicable law.

Your statutory rights are not affected. If you are a consumer, you keep any legal guarantee of conformity and other rights that apply by law where you live.

10. Limitation of liability

Nothing in these Terms excludes or limits liability that cannot be excluded or limited by law, including liability for death or personal injury caused by negligence, for fraud, or for intentional misconduct or gross negligence.

Subject to that, and to the extent permitted by law:

• we are not liable for decisions you make or their outcomes;
• we are not liable for loss of content stored on your device;
• our total liability arising from the App is limited to the amount you paid for the App and subscriptions in the 12 months before the claim.

11. Product claims

We, not Apple, are responsible for addressing any claims by you or any third party relating to the App or your possession and/or use of it, including: (i) product liability claims; (ii) any claim that the App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy or similar legislation.

12. Intellectual property claims

If a third party claims that the App or your possession and use of it infringes that third party's intellectual property rights, we, not Apple, are solely responsible for the investigation, defense, settlement and discharge of that claim.

13. Legal compliance

You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

14. Third-party terms

You must comply with applicable third-party terms when using the App (for example, your mobile data plan).

15. Third-party beneficiary

You and we acknowledge and agree that Apple and Apple's subsidiaries are third-party beneficiaries of these Terms, and that, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

16. Termination

You can stop using the App at any time by deleting it (and cancelling any subscription through Apple). We may suspend or end your license if you materially breach these Terms. Sections 5, 9–13 and 17 survive termination.

17. Governing law and disputes

These Terms are governed by the laws of the Republic of Türkiye, and the courts of Ankara, Türkiye have jurisdiction. If you are a consumer, this choice of law does not deprive you of the protection of mandatory laws of your country of residence, and you may bring proceedings in the courts of your country of residence. Consumers in Türkiye may also apply to Consumer Arbitration Committees (Tüketici Hakem Heyetleri) or Consumer Courts within the monetary limits set by law.

18. Changes to these Terms

We may update these Terms, for example to reflect new features or legal requirements. For material changes, we will notify you in the App before they take effect. If you don't agree, you can stop using the App and cancel your subscription; changes do not apply retroactively.

19. General

If any provision is found invalid, the rest remain in effect. These Terms, together with the Privacy Policy, are the entire agreement between you and us about the App. Our failure to enforce a right is not a waiver of it.

20. Contact

Dilara Karabey — email us — Segmenler Mah. 932 Sokak 4/5, 06830 Gölbaşı, Ankara, Türkiye — +90 539 353 49 38